Zakat Ki Farziyat
Zakat Islam ke panch arkan mein se teesra rukn hai. Yeh wealth purification ka zariya hai - Allah ke daindar bandon ki taraf se ghareeb brothers aur sisters ki madad. Quran majeed mein Allah Ta'ala farmate hain: "Aur apne maal mein Zakat ada karo" (Surah Al-Baqarah 2:43). Zakat sirf un logon par farz hai jo Muslim hain, sane hain, aur unke paas nisab ke barabar wealth ho.
Nisab Threshold
Nisab woh minimum wealth hai jis par Zakat farz hoti hai. Do standards hain: Gold nisab (87.48 grams gold) aur Silver nisab (612.36 grams silver). Aam taur par ulama silver nisab use karne ka mashwara dete hain kyunke yeh zyada logon par Zakat farz karta hai. 2025 ke rates ke mutabiq silver nisab lag bhag Rs 1.4-1.6 lakh ka hai, jabke gold nisab Rs 15-18 lakh ka hai.
Zakatable Assets
- Cash - bank balance, cash on hand, foreign currency
- Gold & Silver - investment jewelry, bars, coins (personal use jewelry excluded)
- Business Inventory - trading stock, raw materials
- Investments - shares, mutual funds, NSS, fixed deposits
- Agricultural Produce - 5% (rain-fed) ya 10% (irrigated) Ushr
- Livestock - specific rules for camels, cows, sheep
- Receivables - loans aap ne diye jo wapis milne wale hain
Personal residence (jismein reh rahe hain), personal car/bike, household furniture aur appliances, personal use jewelry (jo roz pehni jati hai), aur tools of trade par Zakat nahi lagti. Yeh sab "hawaa-ije asliyah" (basic needs) mein aate hain.